47,073 record(s) found
More than twenty years ago, Alan Elliott shared his positive outlook and uplifting view of the spirit of the American people in A Dose of the American Dream. Now in this revised, modernized, and newly titled edition, Elliot showcases the vision, accountability, faith, and essential values that are the essence of real American success and displays the dreams that make America and its people great. Dreams That Built America includes: 365 short daily readings inspiring stories meant to motivate, encourage, and uplift a wide variety of people, such as Irving Berlin, Thomas Edison, Steven Spielberg, and more topics such as inventions, exploration, politics, pop culture, art, and everything in between spotlights on American successes and victories that continue to shape our country modern perspectives on contributions made by leaders in the past celebrations of the American spirit If you want to begin your day not only with inspirational messages but also with stories of purpose and triumph, Dreams That Built America will make your first step a positive one that will carry you all throughout the year.
SOFR Futures and Options is the practical guide through the maze of the transition from LIBOR. In the first section, it provides an in-depth explanation of the concepts involved: the repo market and the construction of SOFR; SOFR-based lending markets and the term rate; the secured-unsecured basis; SOFR futures and options and their spread contracts; and margin and convexity. Applying these insights, the second section offers detailed worked-through examples of hedging loans, swaps, bonds, and floors with SOFR futures and options. The gold standard resource for professionals working at financial institutions, SOFR Futures and Options also belongs in the libraries of students of finance and business, as well as those preparing for the Chartered Financial Analyst exam.
Shifting demographics combined with the digitalization of all aspects of life are transforming the nature of work. This is forcing companies to rethink how they design jobs and recruit, develop, and engage employees. In Talent Tectonics, Dr. Steven Hunt explains how technology is changing the purpose of work and why creating effective employee experiences is critical to building organizations that can thrive in a world of accelerating change and growing skill shortages. In the book, you'll find insights from the perspective of a person who has worked with thousands of companies around the globe using technology to build effective workforces. The book explores how business strategy, organizational psychology, and work technology interact to create nimble companies. The book discusses the future, but its focus is on the present, identifying things companies can do now to attract critical talent and create resilient organizations including: how to manage different types of employee experiences to create engaged and adaptable workforces; how technology can enable large organizations to act more like small, agile, entrepreneurial companies; and rethinking employee recruitment, development, and engagement to create supportive, inclusive, and resilient organizational cultures.
Brought to you by Penguin. An inspirational exploration of why women are under-represented in tech, why it matters, and what we can do about it. Our eyes are now open to the dangerous fact that our technology is built by a series of big decisions made by a small number of people, mainly men. It means our technology is derived from the gender, nationality and beliefs of a section of society whose lived experience may not chime with your own. The tech world might feel beyond reach, particularly if you're a woman. But in She's In CTRL Dr Anne-Marie Imafidon, a dynamic advocate for women in STEM, insists that technology is not an unchangeable and unquestionable force. It is not the preserve of the elite. It is in our homes and in our hands. Rather than feeling powerless to make changes to the way tech works and fails, she argues that it's time to get into the room where the decisions are made. Or, better yet, create our own tech rooms. This powerful book about women, tech and daring to dream takes inspiration from Dr Imafidon's own experience and from the stories of other pioneers and innovators who have, against the odds, transformed technology. She's In CTRL is an inspirational narrative about how women must play a part in ensuring a future that's evenly distributed. © Anne-Marie Imafidon 2022 (P) Penguin Audio 2022.
A call to action for the creative class and labor movement to rally against the power of Big Tech and Big Media Corporate concentration has breached the stratosphere, as have corporate profits. An ever-expanding constellation of industries are now monopolies (where sellers have excessive power over buyers) or monopsonies (where buyers hold the whip hand over sellers)—or both. In Chokepoint Capitalism , scholar Rebecca Giblin and writer and activist Cory Doctorow argue we’re in a new era of “chokepoint capitalism,” with exploitative businesses creating insurmountable barriers to competition that enable them to capture value that should rightfully go to others. All workers are weakened by this, but the problem is especially well-illustrated by the plight of creative workers. From Amazon’s use of digital rights management and bundling to radically change the economics of book publishing, to Google and Facebook’s siphoning away of ad revenues from news media, and the Big Three record labels’ use of inordinately long contracts to up their own margins at the cost of artists, chokepoints are everywhere . By analyzing book publishing and news, live music and music streaming, screenwriting, radio and more, Giblin and Doctorow deftly show how powerful corporations construct “anti-competitive flywheels” designed to lock in users and suppliers, make their markets hostile to new entrants, and then force workers and suppliers to accept unfairly low prices. In the book’s second half, Giblin and Doctorow then explain how to batter through those chokepoints, with tools ranging from transparency rights to collective action and ownership, radical interoperability, contract terminations, job guarantees, and minimum wages for creative work. Chokepoint Capitalism is a call to workers of all sectors to unite to help smash these chokepoints and take back the power and profit that’s being heisted away—before it’s too late.
From the New York Times bestselling author, the fascinating story of US economic policy from Kennedy to COVID-filled with lessons for today In this book, Alan Blinder, one of the world's most influential economists and one of the field's best writers, draws on his deep firsthand experience to provide an authoritative account of sixty years of monetary and fiscal policy in the United States. Spanning twelve presidents, from John F. Kennedy to Joe Biden, and eight Federal Reserve chairs, from William McChesney Martin to Jerome Powell, this is an insider's story of macroeconomic policy that hasn't been told before-one that is a pleasure to listen to, and as interesting as it is important. Focusing on the most significant developments and long-term changes, Blinder traces the highs and lows of monetary and fiscal policy, which have by turns cooperated and clashed through many recessions and several long booms over the past six decades. From the fiscal policy of Kennedy's New Frontier to Biden's responses to the pandemic, the book takes listeners through the stagflation of the 1970s, the conquest of inflation under Jimmy Carter and Paul Volcker, the rise of Reaganomics, and the bubbles of the 2000s before bringing the story up through recent events-including the financial crisis, the Great Recession, and monetary policy during COVID-19.
Discover the leadership strategy for unlocking your team's greatness. Whether it shows up as stress, top-down leadership styles, drama, or uncertainty, fear kills good decision-making, dampens morale, lowers employee engagement, and hurts bottom-line growth. The good news is that there's an antidote: Freedom at Work. In this groundbreaking book, Traci Fenton brings together decades of original research, based on her team's work with hundreds of top companies around the world, such as The WD-40 Company, Mindvalley, DaVita, Menlo Innovations, Zappos, HCL Technologies, and more, revealing the proven pathway to leadership success. This powerful strategy will benefit any leader at any level in any type of organization, from entrepreneurs to mid-level managers to the C-suite. Freedom at Work is based on three key pillars: - Freedom-Centered Mindset: Break through limitations, make better decisions, and act with clarity and confidence - Freedom-Centered Leadership: Lead yourself and others from a place of freedom rather than fear - Freedom-Centered Design: Develop a world-class culture based on the 10 Principles of Organizational Democracy.
The definitive history of the effect of the income tax on the economy. Ever since 1913, when the United States first imposed the income tax via constitutional amendment, the top rate of that tax has determined the fate of the American economy. When the top rate has been high, as in the late 1910s, the 1930s, 1940s, 1950s, and 1970s, the response of those with money and capital has been to curtail real economic activity in favor of protecting assets and income streams. Huge declines have come to the economy in these circumstances. The most brutal example was the Great Depression itself. When the top tax rate has been cut and held at reduced levels-as in the 1920s, the 1960s, in the long boom of the 1980s and 1990s, and briefly in the late 2010s-astonishing reversals have occurred. The rich have brought their money out of hiding and put it to work in the economy. The huge swings in the American economy since 1913 have had an inverse relationship to income tax rates.
Transform your legal education into a successful and fulfilling legal career In How to Be a Lawyer, a team of veteran lawyers and entrepreneurs delivers an eye-opening discussion of how to translate your years of training and education into a running start in the world of practice. The book bridges the gap between law school and practice, whether you hope to be a big firm transactional attorney, a solo criminal lawyer, work for the government or any other legal profession. You'll discover how you can use what you learned in law school and how you can develop the real skills you'll need as you deal with clients and colleagues. The authors explain what your professors won't tell you in law school and what employers and clients will actually expect from you. You'll also find: case studies and guest chapters describing the transition to major areas of law and how it can and should affect your law school decision making; expert advice on making your first job a successful one; guidance on how to avoid the most common career pitfalls and client mistakes; and unfiltered opinions from clients about what they really think about lawyers. An ideal resource for aspiring and current law students and early career lawyers, How to Be a Lawyer is the practical blueprint you need to build your legal career from scratch.
The business world has changed and to stay ahead companies have to think, operate, and scale differently. Companies need to adopt a new mindset and build distributed teams with a unique set of skills to succeed in new markets. A new strategic approach and revision to the agile methodology are necessary to better balance the need to localize with the complexity that localization creates. To date, business leaders have had to learn how to scale globally the hard way-through trial, error, and failure-since no guidebook existed to light the way . . . until now. Enter Global Class. Global Class is the playbook that teaches you how to build teams, manage a diverse international footprint, and balance cultural differences to scale globally by focusing locally. Through case studies and insights from more than 250 of the world's fastest growing companies, Aaron McDaniel and Klaus Wehage illuminate what this new class of business ("Global Class Companies") does to succeed, and who are the catalysts of their growth ("Interpreneurs") and how they do it. From market entry to international growth, Global Class introduces a comprehensive tool kit of practical frameworks that provide a blueprint for how to build and manage a global business.
A fun take on some of the biggest questions in economics, made accessible for non-experts (and dogs) Monty is a dog, not a financial genius, but economics still shapes his everyday life. Over the course of seventeen walks, Dr Rebecca Campbell chews over economic concepts and investigates how they apply to our lives – people and mutts alike. There are no graphs, no charts (Monty can't read them) and definitely no calculus! How to Teach Economics to Your Dog tackles the knotty question of what economics actually is. Is it a mathematical science like physics? Or a moral and philosophical investigation of how societies should manage scarce resources? Along the way we meet some of the great thinkers from Adam Smith to Thomas Piketty, and ponder questions such as: What on earth does quantitative easing mean? And why are some countries so much richer than others?.
Learn to find your own superpowers with this inspiring journey of self-acceptance In Superpower, bestselling author Kate Leavell delivers a compelling story of self-love, appreciation, and the power of sharing and connecting with those around us through vulnerability and understanding. In the book, a soccer coach tells his players about the adventures of "the new kid" at school who's afraid of being teased and bullied. Through the help of a special teacher, he and his classmates learn to overcome challenges and harness the power of seeking to understand new perspectives and viewpoints. The class experiences the power of connection inside the activities during puzzle week, and along with their new student, finds the confidence to embrace their unique traits and appreciate and celebrate the uniqueness in each other. In Superpower, you'll find: games to help you discover common interests and get to know those around you on a deeper level; exercises to learn about what it means to have different perspectives and learn from the stories of others; and discussion questions for deeper reflection and for group book studies. An eye-opening and thought-provoking journey through difference, self-acceptance, and understanding, Superpower shows us how to impact the world for good using our very own, built-in superpowers.
Think you already own your brain? Think again. Your brain owns you. It pushes you around and insists upon getting its way, not yours. Rather than having your best interests in mind, your brain has its own very specific agendas and strategies the purpose of which is singular-to make it feel good. It doesn't care that its goals are often at stark variance with your intentions or what you know is healthy and constructive in your life. Your brain is selfish, demanding, and devious. But it doesn't have to be this way. Override introduces a new two-pronged theory of personality: serotonin types and dopamine types. Based on today's breakthrough science into neurotransmitters-the chemicals that transmit signals through our nervous system-Override shows listeners how to recognize their own chemical imbalances, and what to do about them. One of the key parts of developing these strategies is understanding the ways serotonin and dopamine are supposed to work, and which type you fall under. Equipped with this new information, the listener will learn to recognize and reshape their reflexive behavior and develop intentional self-control. With this book, nobody is doomed to remain trapped by their natural tendencies!.
This book provides a thorough overview of Bitcoin, cryptocurrencies, and digital assets and their impact on the future of money and finance. It provides a 360-degree practical, concise, and engaging overview of all the topics that one interested about digital assets needs to know including how Bitcoin and Ethereum work, an overview of the most important digital assets in the market, and deep dives into the various types of digital assets including cryptocurrencies, stable coins, CBDCs, utility tokens, security tokens, NFTs, and many others. The book also covers all the essentials including DeFi, crypto mining, crypto regulations, crypto investors, crypto exchanges, and other ecosystem players as well as some of the latest global crypto trends from Web 3.0 and the Metaverse to DAOs and quantum computing. Written by a leading industry expert and thought leader who advises some of the leading organizations in the digital assets space globally, this book is ideal for anyone looking to acquire a solid foundational knowledge base of this fast-growing field and understand its potential impact on the future of money.
*WINNER OF THE WORK & LIFE BUSINESS BOOK AWARD 2023* An accessible and practical guide to personal finance that busts myths, clarifies jargons and provides the best options for building your wealth. More and more people are reassessing their lives as a result of the pandemic. Many have left their jobs or reduced their hours. Others have resolved to work only as long as they must, retiring early to focus on families and friends, hobbies or travel. Meanwhile, employers all over the world are experimenting with a four-day week. Making the most of these choices requires having and growing enough money to enjoy your future life, without needing to worry about it running out. But when it comes to investing in a pension, there is a dizzying number of complex options available. This book is designed to provide clear, objective guidance that cuts through the jargon, giving you control over your financial future. The authors strip away the marketing-speak and provide an evidence-based money manual that you can use again and again. They also alert you to myths and get-rich-quick schemes everyone should avoid. It's a highly practical and refreshingly honest book, written by two independent experts who have seen how the investment industry works from the inside, and how it profits from complexity, ignorance and fear. They show, in practical language, how UK savers and investors can beat this system and, crucially, make more money for themselves than they do for financial services firms.
Your step-by-step guide to financial independence—from the creator of the #1 investing education podcast, Girls That Invest. It's never been easier to invest in shares, yet only 15%–25% of women invest in the stock market. Simran Kaur, founder of the hugely popular Girls That Invest podcast, makes the overcomplicated world of investing straightforward and accessible for anyone who has felt excluded from this space—helping women grow their hard-earned money, find financial security, and build generational wealth. Ever wondered how on earth the stock market works, but felt too intimidated to ask "those" questions? This is the book for you! In this guide to investing in stocks (aka shares), Simran Kaur teaches the essential principles you can apply to any market, anywhere in the world. Because money provides freedom: The freedom to say yes or no, the freedom to handle whatever life throws at you, and the freedom to grow and prosper. This book is your invitation to join the thriving community of women who are building a better financial future. Investing is for everyone. Have a listen to Girls That Invest, become an investor-in-training, and claim a space for yourself in the world of finance—so you too can find financial independence and create generational wealth.
This audiobook narrated by Davis Brooks reveals how the subtle but significant consequences of a hotter planet have already begun—from lower test scores to higher crime rates—and how we might tackle them today It's hard not to feel anxious about the problem of climate change, especially if we think of it as an impending planetary catastrophe. In Slow Burn , R. Jisung Park encourages us to view climate change through a different lens: one that focuses less on the possibility of mass climate extinction in a theoretical future, and more on the everyday implications of climate change here and now. Drawing on a wealth of new data and cutting-edge economics, Park shows how climate change headlines often miss some of the most important costs. When wildfires blaze, what happens to people downwind of the smoke? When natural disasters destroy buildings and bridges, what happens to educational outcomes? Park explains how climate change operates as the silent accumulation of a thousand tiny conflagrations: imperceptibly elevated health risks spread across billions of people; pennies off the dollar of productivity; fewer opportunities for upward mobility. By investigating how the physical phenomenon of climate change interacts with social and economic institutions, Park illustrates how climate change already affects everyone, and may act as an amplifier of inequality. Wealthier households and corporations may adapt quickly, but, without targeted interventions, less advantaged communities may not. Viewing climate change as a slow and unequal burn comes with an important silver lining. It puts dollars and cents behind the case for aggressive emissions cuts and helps identify concrete steps that can be taken to better manage its adverse effects. We can begin to overcome our climate anxiety, Park shows us, when we begin to tackle these problems locally.
<p>.
Discover the secrets of upside-down management and doing the right thing with James Timpson's The Happy Index. With over 2,000 locations across the UK and overseeing multiple operations daily for the past two decades, it's fair to say that the CEO of the family-owned Timpson business knows a thing or two about running a successful company. What makes James Timpson's approach to collaboration, profit and success is simple: let the people you hire run your business. That might seem like a simple concept to a CEO, manager or director but if you think about the hundreds of meetings, hours lost from your day by responding to emails, signing off on projects and more, you will notice that you are still working in a traditional, top-down mindset. Doing this means the team you work with only see themselves as a cog in the machine instead of the trusted, valued colleagues that they are. The Happy Index is structured into lessons that will equip you and the people you work with, with the tools and tactics to re-evaluate the ways you manage your business. Offering insight into the ways in which James has overseen the family business, he firmly believes that you will see the benefits of working with an upside-down mindset, not only for financial success but also your team's wellbeing and happiness. Really, though, it's easy. Turn up on time. Trust your team. Do your work.
Arnold Ziegel formed Mountain Mentors Associates after his retirement from a corporate banking career of more than 30 years at Citibank. The lessons learned from his experience in dealing with entrepreneurs, multinational corporations, highly leveraged companies, financial institutions, and structured finance led to the development and delivery of numerous senior level credit risk training programs for major global financial institutions from 2002 through the present. This book was conceived and written as a result of the development of these courses and his experience as a corporate banker. It illustrates the fundamental issues of credit and credit analysis in a manner that tries to take away its mystery. The overriding theme of this book is that when an investor extends credit of any type, the goal is "to get your money back", and with a return that is commensurate with the risk. The goal of credit analysis is not to make "yes or no" decisions about the extension of credit, but to identify the degree of risk associated with a particular obligor or a particular credit instrument. This is consistent with modern banking industry portfolio management and the rating systems of credit agencies. Once the 'riskiness" of an obligor or credit instrument is established, it can be priced or structured to match the risk demands or investment criteria of the entity that is extending the credit. A simple quote from Mr. J. P. Morgan is used often in this text - "Lending is not based primarily on money or property. No sir, the first thing is character". This statement represents one of the conflicts in modern credit analysis - that of models for decision making versus traditional credit analysis. The 2008 financial crisis was rooted in the mortgage backed securities business. Sophisticated models were used by investors, banks, and rating agencies to judge the credit worthiness of billions (and maybe trillions) of dollars worth of residential mortgage loans that were packaged into securities and distributed to investors. The models indicated that these securities would have very low losses. Of course, huge losses were incurred. Mr. Morgan had a good point. In this case is was both property and character. The properties that were the collateral for many of the mortgages had much less value than was anticipated. The valuation of the collateral was naïve and flawed. Many assumptions were made that the value of homes would rise without pause. Many mortgage loans were made that were at or even above the appraised value of a residence. But character was a huge, perhaps larger, factor behind these losses. Many of the residential mortgage loans were made to individuals who knew that they did not have the income to make the required payments on the mortgages. Many of the mortgage brokers and lenders who made these loans also knew that many of the borrowers were not properly qualified. And, many of the bankers who securitized these loans also may have doubted the credit quality of some of the underlying mortgages. If bankers and rating agencies understood the extent of the fraud and lax standards in the fundamental loans backing the mortgage securities, or were willing to acknowledge it, the fiasco would not have occurred.