The Business Times, 30 December 2014

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Microfilm: NL33313
Total Pages: 24
1 24 The Business Times
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  • Title Section
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    29 1 THE BUSINESS TIMES S$1.00 S|jh A SINGAPORE PRESS HOLDINGS PUBLICATION www.businesstimes.com.sg G C ©BTBreakingnews CO REGN NO *****2868E MCI (P) 051/08/2014 I Wednesday, October 8, Tuesday, December 30, 2014G
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  • Article
    Lock icon MARKETS
    27 1 Monday Change STI 3,367.69 (+14.01) KL COMP 1,768.41 (+3.97) NIKKEI 225 17,729.84 (-89.12) HANG SENG 23,773.18 (+423.84) SHENZHEN B 1,014.16 (+4.91) DOW (11am EST) 18,065.08 (+11.37)
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  • Article, Illustration
    Lock icon DAILY DIGEST
    239 1 International crews scouring the Java Sea off Indonesia for the missing AirAsia passenger jet failed to find any trace for a second day as darkness fell and authorities said the plane likely crashed into the water. TOP STORIES 2 SMALL and medium-sized enterprises have signalled lower growth momentum
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  • Article, Illustration
    Lock icon Single-digit fall in HDB prices next year a good thing: Khaw
    880 1  -  Lifting of some temporary cooling measures will be “issues for consideration” in 2015, but TDSR will stay By Lee Meixian leemx@sph.com.sg @LeeMeixianBT Singapore ANOTHER single-digit fall in public housing resale prices next year would still be manageable and “a
    PHOTO: SEAH KWANG PENG/THE STRAITS TIMES  -  880 words
  • Article
    Lock icon Missing jet puts Indonesia aviation safety back in focus
    569 1 REUTERS Jakarta THE disappearance of an Indonesia AirAsia passenger jet comes at a sensitive time for Jakarta’s aviation authorities, as they strive to improve the country’s safety reputation to match its status as one of the airline industry’s fastest growing markets.
    REUTERS  -  569 words
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      99 1 *****4 OUTLOOK 2015: TECHNOLOGY Cyberattacks seen getting more sophisticated HOME PRICES Completed small apartments lead price falls this year TOP STORIES 4 ASIAN INFRASTRUCTURE INVESTMENT BANK Scrabbling for a place at the table OPINION 21 REAL ESTATE 10 FRANCHISES Taking Singapore brands to a receptive global audience SME 24 5s
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      4 1 ~More reports, Page 2
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  • TOP STORIES
    • Article, Illustration
      Lock icon No sign of plane after second day of search
      1014 2 Indonesian authorities say the jet with 162 on board likely crashed into the sea AIRASIA FLIGHT QZ8501 BLOOMBERG REUTERS Surabaya INTERNATIONAL teams scouring the Java Sea off Indonesia for the missing AirAsia passenger jet failed to find any trace for a
      BLOOMBERG; REUTERS; PHOTO: REUTERS  -  1,014 words
    • Article
      Lock icon AirAsia shares retreat as search for jet continues
      503 2  -  By Pauline Ng btworld@sph.com.sg Kuala Lumpur AIRASIA units AirAsia Bhd and AirAsia X Bhd were heavily sold down on Monday in the wake of the group’s first major aviation mishap. AirAsia Bhd fell nearly 13 per cent in early trade, but retraced
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    • Article
      Lock icon Search efforts: S’pore extends more help
      811 2  -  By Nisha Ramchandani nishar@sph.com.sg @Nisha_BT Singapore AS search operations for the missing AirAsia Indonesia flight QZ8501 entered a second day, Singapore extended additional assistance to Indonesia to aid search efforts, while AirAsia arranged for 11 next-of-kin of passengers to fly from Singapore to Indonesia.
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    • Article, Illustration
      Lock icon Seven dead as rescued passengers recount ordeal on blaze-hit ferry
      585 2 AFP Bari, Italy Seven people died after a car ferry caught fire in the Adriatic Sea, Greek and Italian officials said on Monday, as survivors described a terrifying ordeal that could easily have been much more deadly. Six bodies were
      AFP; PHOTO: REUTERS  -  585 words
    • Article
      Lock icon Correction
      51 2 IN “Continued smooth sailing a safe bet for now” (BT, Dec 29, 2014), we wrongly included Ireland-regulated St James Place International among insurers granted a licence to operate here. The Monetary Authority of Singapore has pointed out that St James Place International is not a licensed insurance entity in
      51 words
    • Article, Illustration
      Lock icon SMEs see lower growth momentum in H1 2015
      645 3  -  Confidence in construction/engineering hardest hit as the sector’s score slips to 54.2 from 56.0 previously By Mindy Tan tanmindy@sph.com.sg @MindyTanBT Singapore SMALL and medium-sized enterprises (SMEs) have signalled lower growth momentum and a more conservative outlook in the coming six months, with
      PHOTO: KEVIN LIM/THE STRAITS TIMES  -  645 words
    • Article
      Lock icon Advertisers give BT website top marks
      218 3 Singapore THE Business Times website has been ranked advertisers’ top business and finance website in a survey conducted by trade magazine Marketing. The website, which underwent a major refresh in October alongside the print edition of BT and its mobile applications, was ranked first
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    • Article
      Lock icon Marine firm penalised for replacing local with foreign workers
      354 3  -  By Jamie Lee leejamie@sph.com.sg @JamieLeeBT Singapore SINGAPORE’S Ministry of Manpower (MOM) has, for the first time, penalised a Singapore company for retrenching Singaporean workers and replacing them with foreign ones. Prime Gold International Pte Ltd will, as a result, be banned
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    • Article, Illustration
      Lock icon Cyberattacks seen getting more sophisticated
      1241 4  -  Hackers expected to raise their game; cloud computing, Big Data, data analytics and the Internet of Things also poised to grow OUTLOOK 2015: TECHNOLOGY By Amit Roy Choudhury amit@sph.com.sg @AmitRoyCBT Singapore THE year-end is when people unwind from the stress of the year and recharge
      PHOTO: AFP  -  1,241 words
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      28 2 Blow your own trumpet Buy new musical instruments or put up your old ones for sale in CLASS 72 To advertise, call the Print Classified Hotline: 1800-289 9988
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      135 3 A symbiosis of style and substance The new CIS Shooting Brake The new 5-seater CIS Shooting Brake strikes a scintillating balance between engineering expertise and aesthetics. Integrated MULTIBEAM LED headlamps allow for precise adjustment for light distribution to suit road conditions. 9G-TRONIC automatic transmission, available in selected models, adds to
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      155 4 Download BTLuxe Christmas and win two business class tickets to Tokyo on ANA Luxe Download the BTLuxe app on iPad and answer the following questions: 1) What is Rene Redzepi doing in the first photo of the story ‘Tokyo or Bust’ in the BTLuxe iPad App? 2) With ANA, Japan’s
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  • COMPANIES & MARKETS
    • Article, Illustration
      Lock icon Keppel among three O&M firms unveiling deals
      800 5  -  Substantial transactions show sector still has growth potential despite the gloom caused by the oil price rout By Malminderjit Singh msingh@sph.com.sg @MalminderjitBT Singapore DECLINING oil prices may have cast a shadow of doubt over the sustainability of projects, but three Singapore Ex-change-listed offshore
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    • Article, Illustration
      Lock icon KrisEnergy gets nod for Indonesia gas project
      457 5  -  By Andrea Soh sandrea@sph.com.sg @AndreaSohBT Singapore OIL and gas company KrisEnergy has received approval from the Indonesian government to develop a gas field in offshore East Java its first as an operator in the country. The green light for the Lengo gas field
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    • IN BRIEF
      • Article
        Lock icon Hitachi to buy engineering firm Aqua Works
        103 6 HITACHI Ltd on Monday said that it plans to acquire Singapore engineering company Aqua Works and Engineering Pte Ltd, which specialises in water-related installations for commercial facilities, public spaces and residential properties in Singapore. The purchase price was not disclosed. Aqua works made
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      • Article
        Lock icon Ascendas acquires Pune project for 6.4b rupees
        104 6 ASCENDAS Property Fund Trustee, the trustee-manager of Ascendas India Trust (a-iTrust), has agreed to buy BlueRidge Phase II in Pune. The purchase price, which takes into account the rental, rental escalation and leasing level of BlueRidge Phase II as at the time of
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      • Article
        Lock icon SBI wins procurement deal for China rig
        103 6 SBI Offshore has bagged a procurement contract for drilling equipment systems of a semi-submersible offshore rig to be built in China, it announced on Monday. Intended for deployment in the North Sea, the rig reaches up to 3,600 metres water depth, and will
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      • Article
        Lock icon Gallant sells Starhome unit for US$20.5m
        44 6 GALLANT Venture on Monday announced a 100 per cent equity interest disposal of Starhome Ltd, to Segovia Global Ltd for a cash consideration of US$20.5 million.On Monday, after jumping 2.08 per cent, Gallant Venture's counter closed at S$0.245.
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    • Article
      Lock icon M1, Rakuten form e-commerce tie-up
      344 6  -  Three-month subscription waiver for corporate clients launching business on Rakuten’s Singapore online marketplace TELCO MOVES By Joyce Hooi joyceh@sph.com.sg @JoyceHooiBT Singapore M1 has turned some of its attention to e-commerce through a partnership with Rakuten Singapore that is the first of its kind between the
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    • Article
      Lock icon SingTel carrying out trial of Ericsson’s Radio Dot System
      224 6  -  By Joyce Hooi joyceh@sph.com.sg @JoyceHooiBT Singapore AS mobile data usage mounts, SingTel is conducting a trial of Ericsson’s Radio Dot System at Changi Business Park, Ericsson said on Monday. This trial is meant to “vastly improve the in-building mobile broadband experience
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    • Article
      Lock icon Proposed disposal of Epic Land’s subsidiary for S$16.7m
      273 6  -  By Chan Yi Wen yiwenc@sph.com.sg @ChanYiWenBT Singapore THE proposed disposal of a wholly owned subsidiary of Epic Land a real estate investment holding consortium between Lian Beng Group, KSH Holdings, KOP and private capital firm Centurion Global was announced on Monday. For
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    • Article, Illustration
      Lock icon PM: Michael Fam a rare and selfless individual
      373 6 OBITUARY: MICHAEL FAM MICHAEL Fam was a “rare and selfless individual, who contributed much to Singapore”, Prime Minister Lee Hsien Loong said in his Facebook on Monday. Mr Lee said that Dr Fam, who died on Saturday at 87, was a successful
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    • Article
      Lock icon Novo Nordisk board looking for new CEO
      445 6 BLOOMBERG Tel Aviv NOVO Nordisk’s board is working to find a replacement for chief executive officer Lars Rebien Soerensen, who led the Danish company to one of the best stock market performances of any drugmaker over the past 14 years. Mr Rebien Soerensen,
      BLOOMBERG  -  445 words
    • Article
      Lock icon SGX to upgrade derivatives trading platform
      285 7  -  By Jamie Lee leejamie@sph.com.sg @JamieLeeBT Singapore SINGAPORE Exchange (SGX) will be upgrading its derivatives trading and clearing platforms to accommodate the strong volume growth in its derivatives business. The improved platforms, SGX Titan, will strengthen SGX’s risk controls and system safeguards to help market
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    • Article, Illustration
      Lock icon Billionaire investor Yuri Milner sees Xiaomi reaching US$100b
      747 7 He says China’s largest smartphone vendor has same potential as Facebook and Alibaba to reach that valuation BLOOMBERG Hong Kong XIAOMI Corp’s valuation could more than double to US$100 billion, spurred by its latest financing round, according to investor Yuri Milner. China’s
      BLOOMBERG; PHOTOS: BLOOMBERG, REUTERS  -  747 words
    • Article, Illustration
      Lock icon STI / Catalist
      63 8 STI Catalist Straits Times index Dec 29,2014 3,367.69 +14.01 (+0.42%) Current streak 8 days Day high 3,367.71 Day low 3,356.62 52-week high 3,374.06 (July 31, 2014) 52-week low 2,960.09 (Feb 5, 2014) FTSE ST Catalist index Dec 29,2014 739.24 -2.68 (-0.36%) Current streak 2 days Day high 743.99 Day low
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    • Article, Illustration
      Lock icon Banks help STI make 8th straight gain
      615 8  -  But market volume dips to a mere 891 million units worth S$580 million with many market players away TT STOCKS By R Sivanithy sivan@sph.com.sg @RSivanithyBT AN unsurprising 14.01-point rise in the Straits Times Index (STI) to 3,367.69 and a thin volume of 891
      Source: Bloomberg  -  615 words
    • Article
      Lock icon STI STOCKS
      305 8 Stock name Close Change Day high/low 52w high 52w low PE Div yield Mcap Ascendas Reit 245 +2 245/242 250 206 5.8 6194.5 CapitaLand 325 -2 327/323 348 268 16.3 2.5 *****.2 CapitaMall Trust 202 -1 202/201 209 180 5.1 7005.9 CityDev 1020 +3 1021/1016 1118 860 13.8
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    • Article
      Lock icon MOST ACTIVE
      37 8 VOLUME Memstar Tech 70,044,000 IHC 63,174,000 APAC Strategic 50,474,000 Magnus Energy 29,091,000 OLS Enterprise 25,651,000 Market volume 1,008,924,000 VALUE DBS Grp 53,893,796 SingTel 34,706,530 Keppel Corp 29,387,420 UOB 24,378,590 OCBC Bank 23,291,660 Market value 585,659,000
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    • Article
      Lock icon SGX ETFs
      112 8 Most Active Fund Last sale +/-(‘000) Day high/low 52w high/low Buy/Sell Mcap STI ETF 340 +1 199 340/339 343/298 339/341 DBXT CSI300 US$ US974 +2 189 986/970 986/613 969/972 UETF SSE50China 214 +1 167 216/213 217/140 214/215 66.9 DBXT MSAXJHDY US$ US181.8 +7.8 66 181.8/180.9 193.2/164.6 181.5/182.2 10.2
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    • Article
      Lock icon OTHER SINGAPORE INDICES
      77 8 Dec 29 VALUE CLOSE BT OB/OS -118.00 +2.00 BT CADI -*****.00 +40.00 BT 10-day MA -*****.00 -12.00 FTSE ST Mid Cap 745.80 +1.40 FTSE ST Small Cap 490.60 +0.96 FTSE ST All Share 804.96 +2.94 FTSE ST China Top 186.36 +0.41 FTSE ST China 221.53 +0.26 FTSE
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    • Article, Illustration
      Lock icon STI / FTSE ST All-Share
      35 8 STI FTSE ST All-Share FTSE ST All-Share Index Dec 29,2014 804.96 +2.94 (+0.37%) Current streak 3 days Day high 805.07 Day low 802.46 52-week high 819.39 (July 31, 2014) 52-week low 722.35 (Feb 5, 2014)
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    • Article, Illustration
      Lock icon STI / MSCI EAFE
      33 8 STI MSCI EAFE MSCI EAFE Index Dec 26,2014 1,789.92 +0.52 (+0.03%) Current streak 1 day Day high 1,794.55 Day low 1,789.92 52-week high 1,995.49 (July 3, 2014) 52-week low 1,714.64 (OCt 16, 2014)
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    • Article
      Lock icon SECURITIES TRADING SCOREBOARD
      186 8 MAIN CATL TOTAL Up Down Unch Up Down Unch Up Down Unch Multi Ind 5 4 6 0 0 0 5 4 6 Manufacturing 46 31 39 7 10 8 53 41 47 Commerce 18 18 14 4 4 1 22 22 15 Tpt/Stor/Comms 15 15 11
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    • Article
      Lock icon SECURITIES TRADING TURNOVER
      121 8 VOLUME (‘000) VALUE (‘000) MAIN CATL TOTAL MAIN CATL TOTAL Multi Ind 8,207 8,207 42,671 42,671 Manufacturing 179,020 36,776 215,796 48,387 1,620 50,007 Commerce 67,210 14,969 82,179 38,234 767 39,001 Tpt/Stor/Comms 67,899 1,813 69,712 90,051 689 90,739 Finance 10,191 30 10,221 109,332 7 109,339 Construction 10,730 10,693
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    • Article
      Lock icon GAINERS
      75 8 BY CENTS CLOSE UP 52w high/low SPDR S&P500 US$ ***** 169.3 0.6 *****/***** GLD US$ ***** 100.5 0.7 *****/***** DBXT MSAsExJp US$ 3546 51.6 1.1 3808/2802 Lyxor ChinaH US$ 1650 45.0 2.1 1663/1221 JSH USD 3429 42.3 0.9 3810/3006 BY PERCENTAGE CLOSE UP 52w high/low Lafe 4.2 40.0 1.2
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    • Article
      Lock icon LOSERS
      78 8 BY CENTS CLOSE DOWN 52w high/low SPDR DJIA US$ ***** -34.4 -0.1 *****/***** Lyxor EM Mkt US$ 997 -33.1 -2.4 1136/946 DBXT iBoxxSig SG$ ***** -23.0 -0.2 *****/***** Vicom 625 -14.0 -2.2 685/490 Hyflux 6% CPS ***** -10.0 -0.1 *****/***** BY PERCENTAGE CLOSE DOWN 52w high/low DBS MB ePW*****2
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    • Article
      Lock icon UNUSUAL ACTIVITY
      84 8 VOL CLOSE($) CHANGE Joyas Intl 7,093.0 0.025 -0.020 -44.44 Azeus 115.0 0.109 +0.018 +19.78 China Intl 376.0 0.038 +0.004 +11.77 Mary Chia 30.0 0.064 +0.011 +20.76 Allied Tech 80.0 0.028 -0.006 -17.65 Foreland FabriT 1,273.0 0.015 +0.001 +7.14 HTL Intl 395.0 0.255 -0.025 -8.93 Darco Water Tech 115.0
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    • BROKERS’ TAKE
      • Article
        Lock icon Parkway Life Reit
        142 8 Add Dec 29 close: S$2.37 Target price: S$2.53 CIMB Research, Dec 28 Parkway Life Reit (PReit)announced its maiden divestment of seven Japanese nursing homes for a total consideration of S$88.3 million and an expected divestment gain of S$12.3 million. Divestment proceeds are likely to be used for
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      • Article
        Lock icon Viva Industrial Trust
        120 8 NOt rated Dec 29 close: S$0.80 Target price: N.A. UOB Kay Hian Research, Dec 19 Viva Industrial Trust is is trading at an attractive yield of 8.8 per cent, compared with a peer average of 7.9 per cent. However, the gearing is high at 45 per cent
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      • Article
        Lock icon Singapore Airlines
        218 8  -  Compiled by Teh Shi Ning Hold Dec 29 close: S$11.59 Fair value: S$10.80 OCBC Investment Research, Dec 19 Singapore Airlines’ (SIA) joint venture (JV) with Tata Sons Limited (Tata) Vistara, is set to launch its first flight from Delhi to Mumbai and Ahmedabad on Jan 9 next year.
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      • Article
        Lock icon CALENDAR
        11 8 DATA I 10pm (Dec 30) USA s&P/CaseShiller Home Price Index
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    • Article
      Lock icon Euro holds ground near 28-month low vs US$
      456 9 TT CURRENCIES 56.09 per US dollar. Reuters, bloomberg London THE euro held its ground on Monday in the face of renewed nerves over Greece prompted by a failed attempt to elect a new president, leaving the country facing an early national election
      56.09 per US dollar. Reuters, bloomberg  -  456 words
    • FOREX RATES
      • Article, Illustration
        Lock icon HANG SENG
        2 9
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      • Article
        Lock icon INTERBANK CROSS RATES
        471 9 Dec 29 A$ C$ Rmb Euro HK$ Ind Rs Rupiah Yen Won RM NZ$ Pak Rs Peso S$ Rand Sfr NT$ Baht Pound US$ Australia 0.945 5.063 0.668 6.311 51.794 101.159 0.979 8.935 2.845 1.046 82.094 36.376 1.076 9.442 0.804 25.833 26.784 0.523 0.814 Canada 1.058 5.355
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      • Article, Illustration
        Lock icon SHANGHAI COMPOSITE
        2 9
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      • Article, Illustration
        Lock icon DOW JONES
        2 9
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      • Article, Illustration
        Lock icon NIKKEI
        1 9
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      • Article
        Lock icon INTERBANK CURRENCY RATES
        155 9 Dec 29 Against S$ Against US$ Currencies Bid Offer Bid Offer S$/US$ to one unit of foreign currency: Australian dollar 1.0759 1.0767 0.8134 0.8136 Canadian dollar 1.1378 1.1390 0.8607 0.8602 Euro 1.6108 1.6118 1.2178 1.2179 NZ dollar 1.0283 1.0295 0.7774 0.7779 Sterling pound 2.0580 2.0595 1.5559 1.5562
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      • Article
        Lock icon US$/S$ FORWARD RATES
        22 9 Dec 29 S$ Bid Offer 1-month 1.3236 1.3247 2-months 1.3242 1.3253 3-months 1.3247 1.3257 6-months 1.3245 1.3256 Source: OCBC
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    • EQUITY BONDS WARRANTS FUTURES
      • Article
        Lock icon SGX DERIVATIVES TRADING
        368 9 Dec 29 OPEN HIGH LOW SETT VOL OP/INT NIKKEI 225 INDEX FUTURES SPOT *****.55 *****.55 *****.66 Mar15 *****.00 *****.00 *****.00 *****.00 ***** *****3 Jun15 *****.00 *****.00 *****.00 *****.00 1 3182 MSCI TAIWAN INDEX FUTURES SPOT 339.82 343.69 339.66 Dec14 339.70 344.50 339.60 344.00 ***** ***** Jan15 340.10
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      • Article
        Lock icon BONDS, WARRANTS, PREFERENCE SHARES
        204 9 Most active Dec 29 Prem Expiry Vol Conv Exer Disc Gear-Mths Company Last Sale +or-('000) Ratio Price ing Left SHS Holdings W*****6 4.7 0.2 4857 1 20 3 5.11 60 DBS MB eCW*****2 14.7 1.6 3386 0.1 0 6 Rowsley Ltd W*****3 3.8 -0.1 3314 1
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      • Article
        Lock icon MORGAN STANLEY CAPITAL INTERNATIONAL INDICES
        373 9 In local curr In S$ In US$ dy yr dy yr dy yr Dec 26 Index Change Change Change Change Change Change World Preliminary 1291.2 0.3 9.0 0.4 9.3 0.3 4.2 EAFE Preliminary 995.0 0.1 4.1 0.1 -2.0 0.0 -6.6 Europe Preliminary 1392.7 0.0 2.8
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    • BANK RATES
      • Article
        Lock icon INTERBANK RATES
        154 9 Dec 29 $S Offer Bid 0vernight 0.05 0.01 1-month 0.4375 0.3125 2-months 0.4375 0.3125 3-months 0.4375 0.3125 Overnight mode: 0.65 US$ Offer Bid 7 days 0.17 0.07 1 month 0.25 0.15 2 months 0.30 0.20 3 months 0.40 0.20 6 months 0.50 0.30 9 months 0.60 0.40 12
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      • Article
        Lock icon SIBOR
        36 9 Dec 29 (S$) 1 mth 0.***** 2 mths 3 mths 0.***** 6 mths 0.***** 9 mths 12 mths 0.***** SWAP Offer rates (S$) 1 mth 0.***** 3 mths 0.***** 6 mths 0.***** Source: Thomson Reuters
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      • Article
        Lock icon GOVERNMENT SECURITIES
        57 9 Dec 29 GOVERNMENT BONDS Period Issue Coupon Maturity Close Day's code rate Bid High Low 2-Year NY*****F 3.75 01-Sep-16 105.14 5-Year N*****0H 1.625 01-Oct-19 99.90 10-Year NY*****H 3.000 01-Sep-24 106.08 15-Year NY*****E 2.875 01-Jul-29 102.8 20-Year NZ*****V 3.375 01-Sep-33 108.32 30-Year NA*****N 2.750 01-Apr-42 96.44 Note: Based on
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    • AGRI METALS ENERGY
      • Article
        Lock icon COMMODITY FUTURES
        193 9 Dec-26 Price Net change change Last Trade Agricultural Dec-26 CBOT Soybeans (US cents/bu) 1047.50 18.75 1.82% 14/01/2015 CBOT Soybean Oil (US cents/lb) 32.46 0.53 1.66% 14/01/2015 CBOT Wheat (US cents/bu) 610.75 -0.75 -0.12% 13/03/2014 Dec-24 LIFFE Cocoa (£/tonne) 1989.00 -2.00 -0.10% 16/03/2015 LIFFE Coffee (US$/tonne) 1864.00 -8.00 -0.43%
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      • Article
        Lock icon PALM OIL
        57 9 Dec 29 KLCE Palm Futures (RM/MT) Delivery Opening Sett Av Vol Open Month Range Price Price High Low Done Position Jan 15 2293.0 2298.0 2310.0 2293.0 186 4203 Feb 15 2294.0 2294.0 2313.0 2280.0 1878 ***** Mar 15 2294.0 2286.0 2308.0 2283.0 ***** ***** Apr 15 2295.0 2279.0
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      1033 5 TOWER FORM FACTOR ASUS recommends Windows. *FREE Upgrade with Extra 4GB RAM for Desktops! D810MT Business Desktop BM1AE BM1AD All-around Management Mini Tower Desktop with Dual LAN Technology, Dual DVI, DP Port Built-in Enterprise Management Reliable, Secure Efficient Desktop Solution for Business Enterprise D810MT-I*****017F Intel®CoreTM i5-4570 vPro Processor 64-bit Windows
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      118 6 The Business Times Ik ~T I 1 I /"I I 1 Toll free 1800-289-8822 I I Email notices@sph.com.sg I V i www.sphclass.com.sg/notices IN THE MATTER OF THE COMPANIES ACT, CAP. 50 AND IN THE MATTER OF TRIO LINK DEVELOPMENT PTE. LTD. (In Members’ Voluntary Liquidation) Company Reg. No. *****1919E NOTICE
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      168 6 IN THE MATTER OF THE COMPANIES ACT, CHAPTER 50 AND IN THE MATTER OF AMWATER INVESTMENTS MANAGEMENT PTE. LTD. (IN MEMBER'S VOLUNTARY LIQUIDATION) (Company Registration No. *****4702N) NOTICE TO SUBMIT PARTICULARS OF DEBTS OR CLAIMS Notice is hereby given that the creditors of the abovenamed Company, whose debts or claims
      168 words
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      170 6 IN THE MATTER OF THE COMPANIES ACT, CHAPTER 50 AND IN THE MATTER OF NOTA BENE PTE. LTD. (IN MEMBERS'VOLUNTARY LIQUIDATION) (Company Registration No. *****2737G) NOTICE TO SUBMIT PARTICULARS OF DEBTS OR CLAIMS Notice is hereby given that the creditors of the abovenamed Company, whose debts or claims have not
      170 words
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      169 6 IN THE MATTER OF THE COMPANIES ACT, CHAPTER 50 AND IN THE MATTER OF BIG ORANGE SELF STORAGE SINGAPORE PTE. LTD. (IN MEMBER'S VOLUNTARY LIQUIDATION) (Company Registration No, 200B*****C) NOTICE TO SUBMIT PARTICULARS OF DEBTS OR CLAIMS Notice is hereby given that the creditors of the abovenamed Company, whose debts
      169 words
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      165 6 IN THE MATTER OF THE COMPANIES ACT, CHAPTER 50 AND IN THE MATTER OF TRIVIA SHIPPING PTE, LTD, (IN MEMBER'S VOLUNTARY LIQUIDATION) (Company Registration No. *****2213C) NOTICE TO SUBMIT PARTICULARS OF DEBTS OR CLAIMS Notice is hereby given that the creditors of the abovenamed Company, whose debts or claims have
      165 words
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      167 6 IN THE MATTER OF THE COMPANIES ACT, CHAPTER 50 AND IN THE MATTER OF FUKUOKA SHIPHOLDING PTE. LTD. (IN MEMBER'S VOLUNTARY LIQUIDATION) (Company Registration No, *****7159H) NOTICE TO SUBMIT PARTICULARS OF DEBTS OR CLAIMS Notice is hereby given that the creditors of the ahovenamed Company, whose debts or claims have
      167 words
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      166 6 IN THE MATTER OF THE COMPANIES ACT, CHAPTER 50 AND IN THE MATTER OF ROBIGUS SHIPPING PTE. LTD. (IN MEMBER'S VOLUNTARY LIQUIDATION] (Company Registration No. **********] NOTICE TO SUBMIT PARTICULARS OF DEBTS OR CLAIMS Notice is hereby given that the creditors of the abovenamed Company, whose debts or claims have
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      24 7 W .> v Night At The Museum Secret Of The Tomb Less script and lines, more quick wits and free play Scan Watch showbiz, omy.sg
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      1937 7 THE BUSINESS TIMES Ik 1 X 1 Toll free 1800-289-8822 I I Email notices@sph.com.sg i j L J www.sphclass.com.sg/notices IN THE MATTER OF THE COMPANIES ACT, CAP. 50 AND IN THE MATTER OF KANJI CAPITAL PTE. LTD. (IN MEMBERS’ VOLUNTARY LIQUIDATION) CO. REG. NO. *****5843Z NOTICE OF RESOLUTIONS At an
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      448 7 IN THE MATTER OF THE COMPANIES ACT, CAP. 50 AND IN THE MATTER OF FUNG INVESTMENTS PTE. LTD. (IN MEMBERS’ VOLUNTARY LIQUIDATION) CO. REG. NO. *****6876K NOTICE OF RESOLUTIONS At an Extraordinary General Meeting of the members of FUNG INVESTMENTS PTE. LTD. deemed to have been duly convened and held
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  • REAL ESTATE
    • Article, Illustration
      Lock icon Completed shoebox units lead price falls this year
      825 10  -  NUS’s Nov flash estimate for price index for completed small units is down 4.4% from Dec; mounting completions expected to put stress on rents, prices By Kalpana Rashiwala kalpana@sph.com.sg @KalpanaBT SO far this year, prices of small units have fared the worst
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    • Article
      Lock icon Plan to develop former Clark Air Base draws interest from local, Asian developers
      853 10 BLOOMBERG Manila THE plan by the Philippines to develop the former Clark Air Base has drawn interest from Asian developers, who may join a Black Eyed Peas rapper in promoting an alternative urban centre to the country’s
      BLOOMBERG  -  853 words
    • Article
      Lock icon Surge in Vancouver’s housing prices deters young professionals
      840 10 Low interest rates, foreign demand have pushed the price of a typical detached home up nearly 30% in five years REUTERS Vancouver WHEN Allan Pulga, a communications manager, found out he was going to be a father, he had to make a
      REUTERS  -  840 words
    • Article
      Lock icon City fears home price rise as Google plans campus
      829 11 Tech giant running into problems in Boulder, Colorado that would be quite familiar to people in San Francisco’s Bay Area NYT New York THE locals say they don’t like the tech folks pouring into town to work at places such as
      NYT  -  829 words
    • Article, Illustration
      Lock icon New beginnings for Yale’s iconic library, thanks to US$20m donation
      733 11 Entrance hall is now a popular study lounge NYT New Haven, Connecticut “FEW works can equal it as a monument of lifelessness and decadence; none can surpass it in extravagance and falsity.” Writing in an undergraduate review called The Harkness
      NYT; PHOTO: NYT  -  733 words
    • Article
      Lock icon Infratil, NZ fund buying RetireAustralia
      254 11 BLOOMBERG Sydney INFRATIL Ltd and New Zealand’s sovereign wealth fund will buy retirement village operator RetireAustralia Ltd for A$640 million (S$688.6 million) amid rapid growth in the country’s older population. Infratil, which also owns bus services and the main airport in Wellington, and the New
      BLOOMBERG  -  254 words
    • Article
      Lock icon India approves emergency orders to ease land acquisition rules
      441 11 Projects worth US$300b held up by restrictive law passed by former Congress govt REUTERS New Delhi THE Indian government passed an ordinance an urgent executive order on Monday to ease land acquisition rules in sectors like power, housing and defence to
      REUTERS  -  441 words
  • Page 10 Advertisements
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      62 10 lO Wm m^anmar Incorporating: Myanmar retail mT Urban and City Planning Conference 201 5 m^anmarI Real Estate Show Myanmar 2015 29 June -1 July 2015 Yangon, Myanmar I L I Your gateway to trends and investment opportunities in Myanmar's real estate Contact Jason at +65 6848 6051 or email jason@sphereconferences.com
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      77 10 H O T PR O PERTY SURE $3000 PSF nett? Yes! Superb Disc. F'Hold D.09 Last 2 Retail Shops Facing Main Rd. Oxley Edge RV. 1055/ 872sf corner 450m to MRT/City fringe+ Reside -ntial crowd RARE! 135 JURONG East, excellent locatian, potential good rental yield, near MRT. FH GEYLANG MAIN
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  • Page 11 Advertisements
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      138 11 we provide solutions not just property search, savills. com. sg savills Car Showroom For Rent Alexandra Road THE ALEXCIER. Park 10-12 cars. 2357sq~. Access via Alexandra Road and Leng Kee Road. Prime auto belt district. Establish your new/ pre-owned centre today! Astro Real Estate Alliance Pte Ltd For enquiry, please
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      79 11 Australian Property Finance Have you recently bought an Australian property and need a loan to complete the transaction? Already own and want to ensure you have the best loan? CONTACT SPECIALIST MORTGAGE HERE IN SINGAPORE FOR FREE IMPARTIAL ADVICE TO REVIEW ALL OF YOUR OPTIONS. Web www.smats.net Email smats@smats.net 10
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  • BANKING & FINANCE
    • Article
      Lock icon Japanese banks face different kind of stress test
      611 12 Financial Services Agency checking if ultra-low interest rates are stifling smaller banks’ ability to earn REUTERS Tokyo JAPAN’S financial regulator is running stress tests to see if too much cash in the system is stifling smaller banks’ ability to earn, unlike regulatory
      REUTERS  -  611 words
    • Article
      Lock icon S Korea banks to gain from move to ease regulation
      503 12 Stiff rules curb ability to match demand REUTERS Seoul SOUTH Korea’s banks, whose average returns on equity are the worst among lenders in Asia and are less than half of their Chinese peers, are poised to benefit from a promised
      REUTERS  -  503 words
    • Article
      Lock icon Russian banks eye syariah financing as crisis looms
      583 12 BLOOMBERG Dubai RUSSIAN lenders are stepping up efforts to tap Islamic finance as international sanctions and a slump in oil prices push the world’s biggest energy exporter to the brink of a recession. Vnesheconombank, Russia’s state development bank, is seeking advice from
      BLOOMBERG  -  583 words
    • Article, Illustration
      Lock icon US financial startups aim to court anti-finance crowd
      1182 12 NYT Los Angeles PROFIT is usually a top priority on Wall Street, but some of the latest ventures into finance by startups seem to be inspired more by Karl Marx than John Pierpont Morgan. A number of new financial startups are trying
      NYT; PHOTO: NYT  -  1,182 words
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      21 12 Scholars: FTZ inGuangdong shouldbegin cooperation withAsean, SouthAsia, MiddleEast andAfrica 1’5 Middle East 7(#2.6"$!3/+ To subscribe, call 6388-3838 or go to sphsubscription.com.sg
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  • ENERGY & COMMODITIES
    • Article, Illustration
      Lock icon India refiners enjoying a boom from oil price slump
      884 13 Shares of top three state refining companies up 53-131% in the year BLOOMBERG New Delhi THE slump in crude oil prices has almost doubled the value of India’s big, state-owned refiners, outpacing the rest of the industry from China to the
      BLOOMBERG; PHOTO: BLOOMBERG  -  884 words
    • Article
      Lock icon Canadian oil surge to US Gulf Coast puts Mexico on defensive
      817 13 New pipeline, terminals boost heavy crude’s flow to higher-value markets BLOOMBERG Houston A PRICE war is brewing between Canada and Latin America over who will satisfy US Gulf Coast refiners’ hunger for heavy oil. The new Seaway Twin pipeline
      BLOOMBERG  -  817 words
    • Article
      Lock icon Oil price rises to US$60 on concern over Libya supply
      310 13 REUTERS London BRENT crude oil rose to US$60 per barrel on Monday, supported by concern over a disruption to exports from Libya, but a global supply glut kept prices nearly 50 per cent off their peak for the year. A
      REUTERS  -  310 words
    • Article
      Lock icon Global iron-ore slump fails to end glut as mines expand
      742 13 BLOOMBERG Singapore THE collapse in global iron-ore prices isn’t chasing Gina Rinehart away from the red soil of Western Australia that made her a billionaire. Like producers in Brazil and some in China, she can still profit from the metal.
      BLOOMBERG  -  742 words
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      431 13 The Business Times NOTICES BfcToKS Everbright Water CHINA EVERBRIGHT WATER LIMITED (Formerly known as Hankore Environment Tech Group Limited) (Company Registration No. *****) (Incorporated in Bermuda) (the "Company 1 Notice to holders of the outstanding S$50 million 7.50% Fixed Rate Notes due 1 August 2015 (the “Notes”) under the S$300,000,000
      431 words
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  • CONSUMER
    • Article, Illustration
      Lock icon The allure of brands with an aura of authenticity
      1371 15 These entrepreneurs believe consumers aren’t just buying into a logo but also “buying into a set of values” NYT New York RICHARD Littlewood, the president of GJ Littlewood Son, a fibre dye house in Philadelphia, recently welcomed a client, Soraya Darabi,
      NYT; PHOTO: NYT  -  1,371 words
    • Article
      Lock icon Subway probes China reports of doctored labels
      289 15 REUTERS Shanghai AMERICAN fast-food chain Subway is investigating media reports in China that workers at an outlet in Beijing doctored food labels and used produce beyond its expiry date, a Shang-hai-based spokeswoman for the firm said on Monday. Chinese media reports that started
      REUTERS  -  289 words
    • Article, Illustration
      Lock icon Uganda moves into the world of chocolate
      651 15 Startup Pink Food has been selling products made from locally grown cocoa AFP Mukono, Uganda ON a sprawling, lush cocoa plantation in Mukono outside the Ugandan capital Kampala, farmers have been sampling chocolate for the first time ever. “When we gave our farm
      AFP; PHOTO: AFP  -  651 words
    • Article
      Lock icon American Apparel urged to “explore options”
      275 15 REUTERS New York THE board of American Apparel Inc has received a letter from British buyout firm Lion Capital, pushing it to explore strategic options include a sale, a source familiar with the situation said. The letter also said that Lion Capital would nominate
      REUTERS  -  275 words
    • Article
      Lock icon S Korea Nov department store sales fall most in two years
      228 15 REUTERS Seoul SALES at South Korea’s top department stores fell in November by the fastest pace in nearly two years on an annual basis, official data showed, adding to concerns that Asia’s fourth largest economy is losing steam. Combined
      REUTERS  -  228 words
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  • GOVERNMENT & ECONOMY
    • Article, Illustration
      Lock icon Russia economy in first contraction since 2009
      652 16 Manufacturing, investment shrink amid rouble’s worst rout in a decade; GDP falls 0.5% in November from a year earlier BLOOMBERG REUTERS Moscow RUSSIA’S economy had its first decline since October 2009 last month as manufacturing and investment shrank amid the rouble’s worst rout
      BLOOMBERG; REUTERS; PHOTO: REUTERS  -  652 words
    • Article, Illustration
      Lock icon Putin not “so smart”, says Obama
      911 16 Russian economy suffering as sanctions prove successful BLOOMBERG Washington RUSSIAN President Vladimir Putin hailed as a “genius” by some people earlier this year hasn’t been “so smart” as sanctions that his country faces are proving successful, US President Barack Obama says in a year-end
      BLOOMBERG; PHOTO: AFP  -  911 words
    • Article
      Lock icon No respite for rand despite worst streak since 2001
      632 16 BLOOMBERG Johannesburg RISKS are building for the South African rand, threatening to provoke a fifth year of declines amid the nation’s worst economic performance since the 2009 recession. Deficits in the budget and current account are weighing on the country’s credit
      BLOOMBERG  -  632 words
    • Article
      Lock icon Greece set for early election after failure to choose president
      480 16 AFP Athens GREEK Prime Minister Antonis Samaras on Monday called for an early election on Jan 25 that could bring a radical anti-austerity party to power after parliament failed for a third time to elect a president. The announcement caused
      AFP  -  480 words
    • Article
      Lock icon India’s banking system vulnerable to financial contagion
      443 17 Central bank’s study involved top five most connected lenders under a severe stress scenario REUTERS Mumbai CLOSE ties between India’s lenders would leave the banking system especially vulnerable to contagion in case of trouble at a single institution, the central bank warned in
      REUTERS  -  443 words
    • Article
      Lock icon China looking at deal with US to recover ill-gotten assets
      442 17 Move comes as govt tightens the screws in its anti-graft battle REUTERS Beijing CHINA is looking at signing an agreement with the United States to target assets illegally taken out of China by corrupt officials, a newspaper said on Monday,
      REUTERS  -  442 words
    • Article, Illustration
      Lock icon Ukraine adopts IMF-backed budget after lengthy debate
      732 17 AFP Kiev UKRAINE’S Parliament on Monday adopted an austerity budget that hikes import prices and shrinks social spending in order to balance the books under a plan backed by the International Monetary Fund (IMF). The highly disputed 2015 plan was rammed through by
      AFP; PHOTO: REUTERS  -  732 words
    • Article
      Lock icon Forecasters warn of disastrous year ahead for US government bonds
      945 17 With Fed Reserve poised to raise interest rates in 2015, Treasury yields have nowhere to go but up, say analysts BLOOMBERG Washington GET ready for a disastrous year for US government bonds. That is the message that forecasters on Wall
      BLOOMBERG  -  945 words
    • Article, Illustration
      Lock icon Xi calls for more ‘guidance’ on varsity campuses
      375 17 Reuters Beijing CHINESE President Xi Jinping has called for greater “ideological guidance” in China’s universities and urged the study of Marxism, state media reported on Monday, as the country tightened its control on Western ideology. Mr Xi’s comments are the latest sign
      Reuters  -  375 words
    • Article, Illustration
      Lock icon Global investors losing confidence in Abenomics
      1333 18 Foreign investment in Japanese stocks down 94 per cent this year after record figure last year BLOOMBERG Tokyo FOREIGN investors have had just about enough of Abenomics. After pumping record amounts of cash into Japanese shares last year, they’ve hardly added to holdings in
      BLOOMBERG; PHOTO: REUTERS  -  1,333 words
    • Article
      Lock icon German companies cancel, delay investments in Russia
      1249 18 NYT Frankfurt FEW countries have invested more heavily in Russia than Germany has, rushing in to exploit new trade opportunities that opened after the Cold War ended. More than 6,000 German companies set up operations there, and Russia became a major customer for
      NYT  -  1,249 words
    • Article
      Lock icon Japanese firms’ tight-fisted attitude on wages could backfire, say analysts
      839 18  -  By Anthony Rowley Tokyo LEADING Japanese companies have little intention of heeding prime minister Shinzo Abe’s pleas for them to raise basic wages next year, a move intended to boost consumption and help Japan overcome a stagnant economy and deflation,
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  • TRANSPORT
    • Article
      Lock icon Calibrating the US airport safety net every morning
      899 19 TSA officers’ most crucial task is to test the equipment that roots out prohibited items that passengers may stash in luggage or tuck into clothing WP Washington ON an early Monday morning when few people were around, Virginia Sams slipped a gun-shaped
      WP  -  899 words
    • Article
      Lock icon Taiwan pilots in fatal crash couldn’t find runway: report
      710 19 TransAsia Airways Corp’s domestic flight to Penghu claimed 48 lives on July 23 BLOOMBERG Taipei PILOTS of a fatal July 23 TransAsia Airways Corp flight couldn’t find the runway seconds before their aircraft crashed on Taiwan’s outlying Penghu islands, killing 48
      BLOOMBERG  -  710 words
  • Page 19 Advertisements
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      147 19 E X P E R I E N C E THE NEW L U X U RY BTLuxe Christmas 2014. In print and on your iPad. Digital exclusives only in the BTLuxe iPad app: The Great Safari Adventure Visit the House of Laurent-Perrier Download it now for free at the
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  • OPINION
    • Article
      Lock icon A sobering 2015 awaits Malaysia, post-annushorribilis
      589 20 EDITORIAL EVEN before the year had begun its trundle towards its ungainly conclusion, 2014 had roundly been agreed upon as Malaysia’s annus horribilis. Alas, this consensus held till the very end, as nations in this region spent the last Sunday of the year searching
      589 words
    • Article, Illustration
      Lock icon Stop tightening the screws
      806 20  -  TT THE BOTTOM LINE By Paul Krugman NYT SUPPOSE that for some reason you decided to start hitting yourself in the head, repeatedly, with a baseball bat. You’d feel pretty bad. Correspondingly, you’d probably feel a lot better if and when you finally stopped. What would
      NYT  -  806 words
    • Article, Illustration
      Lock icon AMERICA MUST RISE FROM WARS AGAIN
      1194 20  -  The US, which began exercising undisputed global hegemony after World War I, must reconcile to new multiple hegemonies from rival world powers. BY HARISH MEHTA powers.BY HARISH MEHTA T The writer, a former BT senior correspondent, is a historian who has taught at Canadian
      PHOTO: AFP  -  1,194 words
    • Article, Illustration
      Lock icon Yet another Bush presidential candidate in 2016?
      1123 21  -  TT COMMENTARY By Leon Hadar Washington WHEN it comes to American presidential candidates in the 2016 race to the White House, it could turn out to be “déjà vu all over again”, to quote the quip by baseball legend Yogi Berra. Most political
      1,123 words
    • Article
      Lock icon Parkway Life Reit lost S$3.3m in property deal
      208 21  -  TT LETTER TO THE EDITOR Bobby Jayaraman I REFER to the report “Parkway Life Reit sells Japan nursing homes” (BT, Dec 27). In its announcement, the Reit manager says Parkway Life Reit has divested seven nursing homes for 7.95 billion yen (S$88.3
      208 words
    • Article, Illustration
      Lock icon Scrabbling for a place at the AIIB table
      1680 21  -  Strong political bargaining is going on behind the scenes over the shape and ownership of the Asian Infrastructure Investment Bank. BY ANTHONY ROWLEY Bank.BY ANTHONY ROWLEY Tokyo THE China-led Asian Infrastructure Investment Bank (AIIB) has dropped out of the news after a
      PHOTO: REUTERS  -  1,680 words
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  • Page 21 Advertisements
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      131 21 HAVE YOUR SAY Fax your letters to 6319-8277 or email them to btletter@sph.com.sg or write to: The Business Times, SPH HQ, 1000 Toa Payoh North, Podium Level 3, Singapore *****4. We need your full name, address and telephone number for verification. Please use temperate language, and bear in mind libel
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  • Article
    Lock icon THE BUSINESS TIMES SHIPPING TIMES
    990 22 Vessel Voy Sin Pusan Tarawa Honiara Santo Port Vila Noumea Lautoka Suva Nukualofa Apia Pago Pago Papeete Lae P. Moresby Townsville Hyundai Highway 298E 31 Dec 25 Jan 11 Feb 16 Feb 19 Feb 21 Feb 24 Feb 25 Feb 02 Mar 06 Mar 06
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  • Page 22 Advertisements
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      184 22 USE THIS SPACE TO SELL CALL JOE WONG AT 9620 1327 TO ADVERTISE The Business times Shipping times Experienced $h;p maintenance services wanted. Can they find your services here in the Shipping Times? THE BUSINESS TIMES TO ADVERTISE, CALL JOE WONG AT 9620 1327 Spotlight Award Wins Recognition Come publicise
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  • LIFE & CULTURE
    • Article, Illustration
      Lock icon Oscars prove a tender trap for some
      991 23 Award nominees realise fast it’s not about how talented they are; it’s how useful their type is NYT LOS ANGELES EVERY year at this time, a few dozen actors are paraded through Hollywood like livestock before judges at a really fancy state fair.
      NYT; PHOTOS: REUTERS, AFP; FILE PHOTO  -  991 words
    • Article
      Lock icon Jamie Oliver said no to being a hobbit
      171 23 AFP London BRITISH celebrity chef Jamie Oliver has revealed that he was offered the role of a hobbit in exchange for cooking director Peter Jackson a birthday meal, but rejected the chance due to work committment. The British cook told US actress
      AFP  -  171 words
    • Article, Illustration
      Lock icon Cosby team’s strategy: Hush accusers, smear their reputation, blast the media
      1441 23 NYT Los Angeles IN 2005, when Tamara Green told the Today show and The Philadelphia Inquirer that Bill Cosby drugged and sexually assaulted her in the early 1970s, one of Cosby’s lawyers publicly branded the allegations “absolutely false”, while
      NYT; PHOTO: REUTERS  -  1,441 words
  • Page 23 Miscellaneous
    • Miscellaneous
      Lock icon Page 23 Miscellaneous Column 1
      309 23 CRYPTIC CROSSWORD Across 1 Armed cops patrolling around university, offering protection for building (4,6) 6 Large container holding sulphur (4) 10 Damage following cold spell (5) 11 Collective charge applied by my Post Office (9) 12 Controversial rationale behind energy (7) 13 Claimed free treatment as a result of this?
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  • SME
    • Article, Illustration
      Lock icon Tax-time crunch: Tips to boost your tax savings
      1403 24  -  While being a sole proprietor entails certain freedom, it also creates added responsibilities. A sole proprietor will face additional taxes and reporting requirements, but he may also be eligible for certain business tax deductions.BY CHIU WU HONG and LEE YIEW HWA deductions.BY
      PHOTO: THE STRAITS TIMES  -  1,403 words
    • Article, Illustration
      Lock icon Navigating the franchise roadmap to take Singapore brands overseas
      941 24  -  Different models of franchising work for different countries, while the stability of the markets is important too.BY GLENDON CHEOK too.BY GLENDON CHEOK The writer is head of operations, Franchising and Licensing Association of Singapore TAKE a quick look around any Singapore
      PHOTOS: RAFEYAH ABDUL RAHMAN, NADZRI EUNOS  -  941 words